Privacy and Payment policy

Privacy Policy

Privacy Policy

Last updated: January 1st, 2026

1. Information We Collect

We collect your name, email, and payment information (not stored on our servers) when you register for a course. We also track your course progress and login activity.

2. How We Use Your Information

Your data is used to manage your account, provide course access, and communicate updates or support responses. We may also send you emails about new content or features.

3. Third-Party Services

We use third-party services such as Tutor LMS, WooCommerce, Stripe, PayPal, and XPay. These services may also collect data in accordance with their own privacy policies.

4. Cookies

We use cookies to enhance your browsing experience and remember your login sessions. You can disable cookies in your browser, but it may affect functionality.

5. Data Retention

We retain your data for as long as your account is active or as needed to provide services. You may request deletion at any time.

6. Data Security

We take reasonable measures to protect your data, including SSL encryption and secured databases. However, no method is 100% secure.

7. Your Rights

You have the right to access, update, or delete your personal information. You can make these requests by contacting us at support@monoinstitute.com

8. Policy Updates

We may update this Privacy Policy from time to time. Changes will be posted on this page with a new “Last Updated” date.

Payment Policy

Payment Policy

Last updated: January 1st, 2026

1. Pricing & Currency

  • We reserve the right to change prices at any time. Changes will not affect confirmed and paid orders.

2. Payment Methods

We accept:

  • Credit/Debit Cards (Visa, Mastercard, RuPay)

  • Net Banking

  • International Payments via supported gateways (currency conversion fees may apply)

All payments are processed securely through our payment partners. We do not store any credit/debit card details on our servers.

3. Payment Terms

  • Full payment must be made at the time of enrollment.

  • Enrollment is only confirmed once payment is received and verified.

  • Partial payments or installment options are not available unless clearly stated during checkout.

4. Refund Policy

Because our course includes instant access to digital materials, community access, and daily AMA calls, all sales are final.

  • No refunds will be issued after enrollment, except in cases of:

    1. Duplicate payments made in error.

    2. Payment processing errors from our end.

    3. If consumer gives a valid reason for not being satisfied by course quality
  • If eligible for a refund, it will be processed within 7 business days via the original payment method.

5. Taxes & Charges

  • All prices are inclusive of applicable taxes unless stated otherwise.

  • Any additional transaction or currency conversion fees from your bank/payment provider are your responsibility.

6. Failed or Declined Payments

If your payment fails or is declined:

  • Your enrollment will not be processed.

  • You may retry the payment using a valid method.

7. Contact for Payment Issues

For any payment-related queries, email us at monoinstitute11@gmail.com with your transaction ID and payment receipt

8. Policy Updates

We may update this Privacy Policy from time to time. Changes will be posted on this page with a new “Last Updated” date.

REFUND AND RETURNS

Overview

Our refund and returns policy lasts 30 days. If 30 days have passed since your purchase, we can’t offer you a full refund or exchange.

To be eligible for a return, your item must be unused and in the same condition that you received it. It must also be in the original packaging.

Several types of goods are exempt from being returned. Perishable goods such as food, flowers, newspapers or magazines cannot be returned. We also do not accept products that are intimate or sanitary goods, hazardous materials, or flammable liquids or gases.

Additional non-returnable items:

  • Gift cards
  • Downloadable software products
  • Some health and personal care items

To complete your return, we require a receipt or proof of purchase.

Please do not send your purchase back to the manufacturer.

There are certain situations where only partial refunds are granted:

  • Book with obvious signs of use
  • CD, DVD, VHS tape, software, video game, cassette tape, or vinyl record that has been opened.
  • Any item not in its original condition, is damaged or missing parts for reasons not due to our error.
  • Any item that is returned more than 30 days after delivery

Refunds

Once your return is received and inspected, we will send you an email to notify you that we have received your returned item. We will also notify you of the approval or rejection of your refund.

If you are approved, then your refund will be processed, and a credit will automatically be applied to your credit card or original method of payment, within a certain amount of days.

Late or missing refunds

If you haven’t received a refund yet, first check your bank account again.

Then contact your credit card company, it may take some time before your refund is officially posted.

Next contact your bank. There is often some processing time before a refund is posted.

If you’ve done all of this and you still have not received your refund yet, please contact us at monoinstitute11@gmail.com.

Sale items

Only regular priced items may be refunded. Sale items cannot be refunded.

Exchanges

We only replace items if they are defective or damaged. If you need to exchange it for the same item, send us an email at monoinstitute11@gmail.com and send your item to: {physical address}.

Gifts

If the item was marked as a gift when purchased and shipped directly to you, you’ll receive a gift credit for the value of your return. Once the returned item is received, a gift certificate will be mailed to you.

If the item wasn’t marked as a gift when purchased, or the gift giver had the order shipped to themselves to give to you later, we will send a refund to the gift giver and they will find out about your return.

Shipping returns

To return your product, you should mail your product to: {physical address}.

You will be responsible for paying for your own shipping costs for returning your item. Shipping costs are non-refundable. If you receive a refund, the cost of return shipping will be deducted from your refund.

Depending on where you live, the time it may take for your exchanged product to reach you may vary.

If you are returning more expensive items, you may consider using a trackable shipping service or purchasing shipping insurance. We don’t guarantee that we will receive your returned item.

Need help?

Contact us at monoinstitute11@gmail.com for questions related to refunds and returns.

Terms of Service

Terms of Service

Last updated: January 1st, 2026

1. Course Access

After successful payment, you will receive immediate access to the course through your student dashboard on our website. Please make sure your login credentials are kept safe.

2. Subscription & Billing

If you have subscribed to a recurring payment plan, you agree to be charged automatically on a monthly basis. You can cancel your subscription at any time via your account dashboard.

3. Refund Policy

 Refunds will only be issued in cases of: 

1. Course is inaccessible to the consumer for more than 24 hours. 

2. Course does not satisfy the consumer within 4 days.

4. User Responsibilities

You agree not to share your account credentials or course content with anyone. Doing so may result in immediate termination of your access without a refund.

5. Termination

We reserve the right to suspend or terminate your account at any time if we believe you’ve violated these terms.

6. Intellectual Property

All course content, graphics, and videos are the property of Mono Institute. Unauthorized distribution is strictly prohibited.

7. Limitation of Liability

We are not liable for any loss or damages resulting from the use of our services. The course is provided “as is.”

8. Governing Law

This agreement is governed by the laws of Pakistan and United kingdom . Any legal matters will be handled in the appropriate courts of that jurisdiction.